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UK/Car insurance claim any experts to advise?

Coming home from work yesterday a car came out of a road junction (he as to give way) and smashed into the side of my car.

Will contact insurance today to give details.

My insurance is fully comp ncd protected.

I have the other drivers full details and time/date of events.

The other driver thought i way turning left/said my indicator way on
but in my defence i had no intention to turn left and am sure my indicator was not going at the time.

I have to pay the first £120 of my ins claim if it can be proved the other guy was in the wrong will i get my £120 back and my insurance unaffected.

One small problem we are going away next month and need the car repaired will i get it back in time.

You can forget the allegation about your indicator, even if it was true. As Scouse rightly says, any driver should be aware that a flashing indicator is just that, a flashing indicator, and one should wait to be positive that the car is in fact turning. That’s one of the basic tenets of driving. Some drivers will try anything to try to escape some of the blame. Don’t bother to mention it to your insurers

Just report what happened to your insurers and point out your plans to go away. With a protected ncd you are exactly as it says on the tin, protected.

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